Unexpected vet bills can quickly become expensive, especially when your dog or cat needs emergency treatment, surgery, or ongoing care. Pet insurance can help reduce that financial uncertainty, allowing you to focus more on your pet’s recovery and less on the cost.
For Australian pet owners looking for flexible cover, Knose Pet Insurance is an option worth exploring. Knose offers customisable pet insurance for dogs and cats, with cover for eligible injuries and illnesses, optional benefits, and the ability to claim up to 90% of approved veterinary costs.
Better still, new customers may be able to take advantage of current Knose promotions when taking out a policy.
Check the latest Knose Pet Insurance offers and get a quote
What Is Knose Pet Insurance?
Knose is an Australian pet insurance provider focused specifically on pet health and care.
Instead of offering a complicated collection of basic, standard and premium insurance tiers, Knose offers a customisable policy that allows pet owners to adjust their cover according to their needs and budget.
Knose Pet Insurance is available for dogs, puppies, cats and kittens, covering a range of eligible injuries, illnesses and veterinary treatments.
According to Knose, more than 68,000 Australian pets are insured through its policies. The company also highlights more than 20 pet insurance excellence awards.
What Does Knose Pet Insurance Cover?
The main purpose of Knose Pet Insurance is to help with unexpected veterinary expenses resulting from eligible illnesses and injuries.
Examples of covered injuries can include fractures, bite wounds, burns, lacerations, motor vehicle incidents and snake bite toxicity.
Eligible illnesses can include conditions such as skin infections, eye and ear problems, gastrointestinal illnesses, diabetes, arthritis, urinary tract infections, kidney and liver disease, seizures and certain hereditary or congenital conditions.
Depending on the policy, customers can claim up to 90% of approved veterinary costs. Terms, annual limits, excesses, exclusion periods and other conditions apply.
Optional Benefits
One advantage of Knose is the ability to customise eligible policies with additional benefits.
Optional cover may be available for:
- Dental illnesses
- Behavioural conditions
- Specialised therapies
This flexibility can be useful if you want broader protection without automatically paying for every available benefit.
Why Consider Knose Pet Insurance?
Flexible, Customisable Cover
Pet owners have different budgets and different priorities. A young indoor cat, for example, may have very different needs from an active older dog.
Knose allows customers to customise elements of their policy rather than forcing everyone into the same fixed package.
Depending on eligibility, you can choose factors such as your annual cover level, benefit percentage and excess, helping you find a balance between the level of protection you want and the premium you’re comfortable paying.
Claim Up to 90% of Eligible Vet Costs
Veterinary treatment can become costly very quickly.
Knose allows policyholders to claim up to 90% of approved veterinary costs, subject to their selected cover and the policy’s terms, conditions and limits.
That can make a substantial difference when an unexpected illness or injury requires expensive treatment.
No Sub-Limits on Individual Vet Bills
Another noteworthy feature is Knose’s approach to sub-limits.
Knose states that it doesn’t cap individual treatment costs with sub-limits within the applicable annual limit. This can make the policy easier to understand and potentially more useful when a pet requires costly eligible treatment.
Short Exclusion Periods for Many Conditions
Knose currently lists a 1-day exclusion period for injuries and a 14-day exclusion period for illnesses, although specified conditions and some optional benefits can have longer exclusion periods.
For example, specified conditions generally have a six-month exclusion period. Always check the current Product Disclosure Statement before purchasing so you understand exactly when your pet’s cover begins.
Dog, Puppy, Cat and Kitten Insurance
Knose provides dedicated insurance options for both dogs and cats.
Dog and Puppy Insurance
Knose dog insurance can help cover eligible veterinary expenses if your dog becomes ill or suffers an injury. Essential euthanasia can also be covered in eligible circumstances.
Optional benefits can extend protection to areas such as dental illnesses, behavioural conditions and specialised therapies.
Cat and Kitten Insurance
Cat owners have access to similar protection, including eligible illness and injury-related veterinary costs and essential euthanasia.
Optional benefits are also available for eligible policies, making it possible to tailor the cover to your cat’s needs.
Knose Pet Care Plans
Insurance isn’t the only pet-care product available from Knose.
The company also offers optional Pet Care Plans designed around routine and preventative care rather than unexpected accidents and illnesses.
Depending on the selected plan, benefits can include parasite treatments delivered to your home, an annual allowance for eligible routine pet-care expenses and unlimited access to a 24/7 Pet Health Hotline.
This can complement insurance by helping owners budget for some of the more predictable costs of looking after a pet.
Current Knose Pet Insurance Promotions and Discounts
Knose regularly offers promotions for eligible new customers, so checking the current deal before purchasing can be worthwhile.
At the time of writing, Knose advertises the first two months free for eligible new customers. Its promotions page lists the code KNOSE2MFREE for new sign-ups. Terms and eligibility requirements apply, and promotions can change or be withdrawn.
There are also targeted offers. For puppies and kittens under one year old, Knose currently lists the promo code STARTYOUNG, which provides two months free plus eligible partner perks. For pets aged between five and eight years, the code MAT5 is advertised for a 5% discount on monthly premiums for life, subject to the promotion’s conditions.
Households insuring multiple pets may also qualify for a 5% multi-pet discount, although Knose says customers should contact its customer service team to arrange it. Only one promotional code can generally be used per quote.
Because insurance promotions can change, it’s a good idea to check the latest price and available offer when requesting your quote.
See the latest Knose Pet Insurance deals and get your quote
Why Do Australian Pet Owners Choose Knose?
Beyond the policy features themselves, Knose has built a significant presence in the Australian pet insurance market.
The company says it now protects more than 68,000 Australian pets and has received more than 20 excellence awards. Knose also provides access to pet-care resources and a 24/7 Pet Health Hotline for members.
Customers also receive a 30-day cooling-off period. If you cancel during that period without making a claim, Knose states that premiums and policy fees can be refunded, less applicable non-refundable government charges, taxes and levies.
As with any insurance product, however, the most important consideration is whether the specific policy suits your pet, budget and circumstances.
Is Knose Pet Insurance Right for Your Pet?
If you’re looking for Australian pet insurance with flexible cover rather than rigid policy tiers, Knose is worth comparing.
Its combination of customisable cover, reimbursement of up to 90% of approved veterinary costs, optional dental and behavioural benefits, and promotions for eligible new customers makes it particularly interesting for owners who want to tailor their protection.
Before purchasing, check the premium for your individual pet and carefully review the Product Disclosure Statement, exclusions, annual limits, excess, waiting/exclusion periods and eligibility requirements.
Getting a quote only takes a few minutes and lets you see the available cover and current promotion for your pet.
Check Today’s Knose Pet Insurance Offer
Protecting your pet doesn’t prevent accidents or illness, but suitable insurance can make unexpected veterinary costs easier to manage.
Click here to discover the latest Knose Pet Insurance offers, promotions and available cover
Enter your pet’s details, compare the available options and decide whether Knose fits your needs and budget.
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